At Top Auto Insurance, we understand that accidents can happen at any time, and when they do, you want to ensure your vehicle is protected. That’s where our Collision Coverage service comes in. Designed to help you recover quickly from accidents, our Collision Coverage offers peace of mind by covering the cost of damage to your car after a collision, regardless of who is at fault.

One kind of auto insurance that assists in covering the cost of repairs or replacements for your car in the event that it is involved in an accident with another car or an object, such as a tree, guardrail, or fence. Whether you’re at fault or not, Collision Coverage ensures that you’re not left with the hefty costs of repairing your car after an accident.

Our Services Includes:

Vehicle Repairs or Replacement:   Whether your vehicle needs a minor fix or a full replacement, Collision Coverage covers the cost of repairs or the replacement value, depending on the extent of the damage.

Accidents with Other Vehicles:   If you’re involved in a collision with another vehicle, your Collision Coverage will help pay for the damage to your car, no matter who is at fault.

Accidents with Objects:   Damage caused by hitting stationary objects like trees, poles, or fences will be covered by Collision Coverage.

Deductions and Limits:   Your deductible is the amount you pay out of pocket before your insurance coverage kicks in. You can choose a higher deductible to reduce your premium or a lower deductible for less out-of-pocket cost in the event of a claim.